TMF

TMF Group is a leading provider of critical administrative services, helping clients invest and operate safely around the world. We provide legal, financial and employee administration through TMF Group’s teams in 125 offices across 87 jurisdictions, covering 92% of world GDP and 95% of FDI inflow. 

As we’re a global company with 11,000+ colleagues, we actively seek out people with the talent and potential to flourish at TMF Group, whatever their background, and offer job opportunities to the broadest spectrum of people. Once on board we nurture and promote talented individuals, making sure that senior positions are open to all.

The Senior AML/KYC Officer plays a critical role in ensuring effective execution, quality, and regulatory compliance of AML/KYC activities within Shareholder Services. The role requires a highly experienced and technically strong AML/KYC professional who can act as a subject‑matter expert, support the supervisor in daily operations, manage complex cases, and provide guidance to the wider team in a demanding regulatory environment. 

• Perform and oversee AML/KYC reviews for onboarding, periodic and event‑driven reviews, including complex and high‑risk cases (e.g. PEPs, complex ownership structures, alternative investment vehicles). 
• Act as a senior escalation point for Officers, providing sound judgement, documented decision‑making, and clear rationale in line with regulatory expectations. 
• Provide strong day‑to‑day support to the Supervisor, including workload prioritisation, quality oversight, issue resolution, and cover when required. 
• Ensure consistent application of CSSF regulations, internal AML/KYC policies, and risk‑based approaches. 
• Review, challenge, and approve AML/KYC files prepared by team members, ensuring quality, completeness, and timeliness. 
• Support audits, inspections, and regulatory reviews, including preparation of documentation, responses, and follow‑up actions. 
• Act as a key contributor during process changes, remediation initiatives, and system implementations, providing senior input and guidance. 
• Proactively identify risks, gaps, and improvement opportunities within AML/KYC processes and escalate appropriately. 
• Coach, mentor, and guide colleagues, contributing to team capability, consistency, and resilience. 

• University degree and/or a minimum of 5+ years of solid AML/KYC experience within the Luxembourg financial industry. 
• Knowledge of Luxembourg fund legal structures. 
• Deep practical and technical knowledge of AML/KYC requirements, including CDD, EDD, sanctions screening, PEP assessments, beneficial ownership analysis, and complex investor structures. 
• Strong understanding of Luxembourg AML regulatory framework and CSSF expectations. 
• Ability to work autonomously in a high‑pressure environment while maintaining high quality standards. 
• Excellent analytical, organisational, and documentation skills, with strong attention to detail and sound judgement. 
• Strong communication and interpersonal skills with the ability to engage effectively with team members, Compliance, external, and internal stakeholders. 
• ACAMS (CAMS) certification considered an advantage. 
• Additional AML or regulatory certifications considered an advantage. 
• Fluent in English; fluency in another European language is considered an asset. 
• Advanced knowledge of MS Office (Excel eg pivot tables, Vlookup, Word, etc.)

• Excellent working conditions: strong work-life balance and salary indication above market level;
• Learning opportunities: work with highly experienced colleagues who are committed to knowledge sharing, and gain exposure to diverse and complex client requests. You will also have access to training opportunities with organizational support;
• Value-driven work environment: a culture built on integrity and respect across colleagues and leadership;
• Teamwork: an environment where continuous improvement is encouraged, learning from mistakes is supported, and collaboration is actively valued and practiced in a no-blame culture;
• Ambition: a growing organization that encourages new ideas and continuously seeks future opportunities.